Published: January 14, 2026 | Tapbit Market Update
Bitcoin has decisively broken past the $95,000 psychological level, reaching $95,260 (+4.53% 24h) as of January 14, 2026. The surge comes on the back of cooler-than-expected December inflation data, renewed Fed rate cut expectations, and accelerating momentum behind the CLARITY Act (Senate markup vote scheduled for January 15). Ethereum holds steady around $3,320, while total crypto market cap approaches $3.25 trillion. This live update analyzes the key catalysts, technical levels, and what it means for the 2026 crypto rally.
Current Crypto Market Snapshot (Jan 14, 2026)
| Asset | Price (USD) | 24h Change | Market Cap |
|---|---|---|---|
| Bitcoin (BTC) | $95,260 | +4.53% | ~$1.89T |
| Ethereum (ETH) | $3,320 | +0.12% | ~$400B |
| Total Crypto Market Cap | ~$3.25T | +2.8% | — |
December Inflation Data: The Macro Catalyst
Key highlights from the latest CPI report:
- Core CPI MoM: +0.2% (below consensus +0.3%)
- Core CPI YoY: ~3.2% (continued cooling trend)
- Headline CPI: Softer than core, reinforcing disinflation narrative
This softer-than-expected print significantly reduces fears of prolonged Fed tightening, boosting risk assets across the board — with Bitcoin leading the charge.
CLARITY Act Momentum: The Regulatory Tailwind
The Senate Banking Committee released the full text of the Digital Asset Market Clarity (CLARITY) Act on January 13, 2026, ahead of a critical markup vote scheduled for January 15.
Market-moving implications:
- Clear SEC vs CFTC jurisdiction split
- Strong DeFi exclusion protections
- New “maturity test” replacing outdated Howey Test
- Path for compliant altcoin listings and institutional inflows
Analysts estimate a 70%+ probability of committee advancement, which could trigger a major altcoin unlock in 2026.
Bitcoin Technical Analysis: Key Levels After $95K Breakout
BTC has now cleared major resistance:
- Current Support: $94,500 → $92,000 (prior range top)
- Next Support: $90,500 (strong psychological + 200-day EMA)
- Key Resistance: $101,180 (round number + prior high)
- Upside Target: $105,000–$110,000 on sustained momentum
- RSI (14): ~68 (bullish but not yet overbought)
- Volume: Surging on breakout – healthy confirmation
Why ETH Holds Steady at $3,320
Ethereum’s stability reflects:
- Strong layer-2 adoption & scaling progress
- Lower correlation to BTC in risk-off moments
- Institutional positioning ahead of potential CLARITY Act clarity
ETH/BTC ratio remains resilient, signaling altcoin strength.
2026 Outlook: BTC to $101K+ Possible?
Bullish Case:
- CLARITY Act passes committee → institutional altcoin inflows
- Fed confirms June cut → full risk-on environment
- Target: $101K–$110K+ on breakout
Bearish Risks:
- Markup failure → regulatory uncertainty returns
- Hotter inflation data → risk-off across assets
- Target: Retest $90,500–$92,000
Conclusion
Bitcoin’s decisive break above $95,000 to $95,260 marks the strongest crypto rebound signal of 2026 so far — fueled by cooling inflation, Fed easing expectations, and accelerating momentum behind the CLARITY Act. Ethereum’s stability at $3,320 and total market cap nearing $3.25 trillion reinforce the risk-on shift. The January 15 Senate markup vote is the next major catalyst.
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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Cryptocurrency markets are highly volatile.
