Published: January 9, 2026
XRP has surged 25% since early January 2026, reaching highs near $2.40 and outperforming Bitcoin and Ethereum, which posted gains under 10% in the same period. Strong ETF inflows exceeding $1.3 billion since November 2025 launch, combined with regulatory clarity and reduced exchange supply, fuel the rally.
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XRP Rally Drivers in January 2026
Key catalysts include:
- Spot XRP ETF inflows: ~$1.3–$1.4 billion cumulative
- December 2025: $483 million monthly record
- Early January: Consistent positive flows
- Regulatory tailwinds post-SEC settlement
- Ripple partnerships and infrastructure growth
Media spotlight (CNBC “hottest trade”) amplifies momentum.
XRP Market Position and Performance
XRP strengthens ranking:
- Market Cap: ~$119–$128 billion
- Rank: Top 4–3, surpassing BNB temporarily
- Weekly Gain: ~25%
- Vs Majors: Bitcoin ~6%, Ethereum ~10%
Exchange reserves drop supports scarcity narrative.
ETF Inflows Fuel Institutional Demand
Spot XRP ETFs show resilience:
- Cumulative Since Launch: $1.3–$1.4 billion
- 43+ consecutive inflow days (until recent minor outflow)
- Contrast: BTC/ETH ETFs saw late-2025 outflows
- Leaders: Bitwise, Franklin Templeton, Grayscale
Structural demand absorbs supply.
XRP vs Bitcoin & Ethereum Comparison
| Metric | XRP | Bitcoin | Ethereum |
|---|---|---|---|
| Early Jan Gain | ~25% | ~6% | ~10% |
| ETF Inflows Trend | Strong positive | Mixed/outflows late 2025 | Mixed |
| Market Cap | $119–$128B | Top | #2 |
Outlook for XRP in 2026
Potential scenarios:
- Bullish: Sustained ETF demand, utility growth
- Targets: Analysts eye $4–$8 on momentum
- Risks: Broader market correlation, minor outflow pauses
Conclusion
XRP’s 25% surge in early 2026, backed by $1.3B+ ETF inflows and outperformance vs Bitcoin/Ethereum, highlights shifting institutional preference. Reduced supply and regulatory progress support momentum—watch inflows and sentiment for continuation.
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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Cryptocurrency markets are highly volatile.
